Group Services - Charter Benefits Group

WE HELP EMPLOYERS DELIVER

Group, Individual, and Voluntary Insurance benefits with recognized major regional and national carriers.
Managed Care (HMO), Preferred Provider Organization (PPO), Self-funded and or Traditional Indemnity plan model options available.
Medical Insurance, Life Insurance, Dental Insurance, Short-term Disability, Long-term Disability, Vision coverage.
Supplemental Life Insurance, Long-term Care (LTC), Cancer coverage.
Consumer Directed Benefits, Health Savings Accounts (HSA), Health Reimbursement Accounts (HRA), Flexible Spending Accounts (FSA), etc.
Retirement benefits, Pension Plans, 401k, Profit Sharing, Key Person Coverage, Buy-Sell funding arrangements.

WE HELP EMPLOYERS WITH SPECIAL NEEDS

CBG’s mission is to work closely with our Clients to design and implement the most appropriate, responsive and cost-effective vehicle in which to service the client’s needs. While providing claims management, benefit plans and fringe allocation services, we will always strive to...
Provide the highest quality customer service for our insurers.
Minimize costs to the employers.
Provide the best possible bona fide benefits for the available health and welfare funds.
Be a partner for our clients and not just a vendor.

WE HELP SMALL MARYLAND GROUPS WITH SHOP

Call us for assistance with the Maryland Health Connection SHOP Plans.

WE HELP CONSTRUCTION CONTRACTORS

Stay compliant with government regulations such as the Davis Bacon Act (federal & state levels), local wage ordinances, ERISA and the Affordable Care Act.
Pay the fringe as bona fide benefits to cut payroll tax burden and workers comp.
Maximize owner contributions to retirement accounts.
Offer quality health, dental, vision and life insurance benefits.
Stabilize benefits between jobs or during layoffs.
Enjoy seamless administration of benefits programs.
Manage and mitigate fiduciary and cash flow risk.

FRINGE BENEFITS FOR GOVERNMENT CONTRACTORS

Charter Benefits Administrators is a leading provider of outsourced Health & Welfare benefit solutions to employers. Charter Benefits Administrators is a Third Party Administrator (TPA), hour tracking and banking, fringe compliance, consolidated premium billing, web enrollment and cloud solutions for fringe benefit plans. CBG has built its business around the unique challenges of providing comprehensive benefit plans to hourly and contract employees making it easy for businesses to grow while being assured of full compliance with the Service Contract Act (SCA), Davis Bacon Act, AbilityOne, Living Wage (LWO), and other government regulatory requirements.

Charter Benefits plans assure continuous compliance with government regulations and the Service Contract Act's requirement of "equivalent combination of fringe benefits".

We generate huge savings for Wage Scale and Davis Bacon Contractors.

Savings of $300,000 on every $1,000,000 in fringes are typical, all without adding additional operating expenses. Why would anyone not want these kinds of savings?

Affordable Care Act Compliant

Our plans keep employers and individuals compliant with the Affordable Care Act while also ensuring that enrollment is maintained to satisfy the carrier participation requirements.

Why pay fringe benefits as additional wages when the cost of doing so is 130% or more of wages? Such practices are unsustainable.

Our Mission

We are committed to serving our customers ethically and knowledgeably, while providing excellent customer service.

Next Steps...

NEED EMPLOYEE BENEFITS RELATED SERVICES?

Call us today at 240 379 7775

Talk to an Advisor